Payday Super for employers and employees

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Payday Super for employers and employees

In the 2023-24 Federal Budget, the Government announced that from 1 July 2026, employers would be required to pay workers’ super at the same time they pay salary or wages.

 

Payday Super is not yet law

Payday Super aims to create a fairer super system. While most employers do the right thing, unpaid super remains an issue that affects one in four Australian workers. In the 2021-2022 financial year, 2.8 million Australians missed out on super worth $5.1 billion1.

If it’s introduced as planned from 1 July 2026, Payday Super will help address unpaid super by:

  • Helping ensure that super contributions are made on time
  • Giving workers better visibility of when their super is paid and a clearer picture of their retirement savings.

 

What Payday Super will mean for employers

Many employers currently pay their workers’ super monthly or quarterly.

The good news is that paying super on payday, means fewer liabilities building up over time, which may make managing cash flow easier. Plus, it lines up with payroll processes, reducing the administration of making separate super payments.

 

When Payday Super becomes law when will the changes occur?

If the legislation passes, Payday Super is currently proposed to come into effect on 1 July 2026.

The Government released Payday Super draft legislation which proposes to implement design principles outlined in their September 2024 Payday super fact sheet (PDF)

 

We’re here to help

When more information is available, we’ll share updates and practical guidance.

Contact Michael Schultz, Senior Employer Engagement Manager, for your business support needs:

Email: [email protected]

Phone: 0455 132 582

 

 


1 Fixing unpaid super: Making super fairer for workers and employers alike, Super Member’s Council.
This information is about Cbus Super. It doesn’t account for your specific needs. Please consider your financial position, objectives and requirements before making financial decisions. Read the relevant Product Disclosure Statement (PDS) and Target Market Determination to decide if Cbus Super is right for you. Call 1300 361 784 or visit cbussuper.com.au.
United Super Pty Ltd ABN 46 006 261 623 AFSL 233792 as Trustee for the Construction and Building Unions Superannuation Fund ABN 75 493 363 262 (Cbus and/or Cbus Super)